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New Panel |  |
In your website to create this new panel, make a selection and then go to select> modify > smooth > enter 3
Fill this selection with light grey.
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Colour Selection |  |
Make a colour selection so that you have a light grey and a dark grey like below:
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Choose Tool |  |
Now using the gradient tool
and then fill the selection so that there is a dark rim on the top:
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Deselect |  |
Deselect the top portion (hold alt) and do the same effect to the bottom.
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Layer |  |
Add the follow layer effects:
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Final Output |  |
Now after adding some lines it should like like this, and your set!